CALL TO DISCUSS YOUR REVERSE MORTGAGE OPTIONS

You’ve spent half your life or more taking care of others...

College tuition. Weddings. The dog’s vet bill when he mistook that bee as his pal. You (and your wallet) have been there for your loved ones through thick and thin. And now you’re ready to put your own financial needs first. 

Eligibility Requirements

A reverse mortgage involves fewer restrictions than you may think.

LOAN TYPE BORROWER SCENARIO ELIGIBLE RESTRICTIONS
FHA Married couple. One spouse is 60, and the other is 63. The 60-yr-old NBS cannot access or draw any funds from the HECM.*
Jumbo Unmarried borrowers. One person is over 55, and the other is not. Both borrowers must be over 55 in a non-married scenario.*
Jumbo Siblings. One is 56, and the other is 53. Both borrowers must be over 55 in a non-married scenario.*
FHA Siblings. Both over 62. None.*
Jumbo Married couple. Both over 55, but one spouse permanently resides outside the home. The spouse residing outside of the home cannot draw funds from the credit line.*
FHA Married couple. Both over 62, but one spouse permanently resides outside the home. The spouse residing outside of the home cannot draw funds from the HECM.*

*Texas requires both spouses to be listed as borrowers and over 62 years of age; they do not allow an NBS (non-borrowing spouse) to be listed on the loan.

What Our Clients Are Saying...

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(866) 317-7276